Dental supplementary insurance – sensible protection for your dental health
Many dental treatments are expensive. Statutory health insurance often covers only part of the costs – especially for dental prostheses, implants or high-quality treatments. Dental supplementary insurance protects you from high out-of-pocket costs and helps you choose the medically best treatment.
Information
What is dental supplementary insurance?
Dental supplementary insurance complements the benefits of statutory health insurance in dentistry. While statutory insurers pay a fixed subsidy only, supplementary insurance covers a large share of the remaining costs depending on the plan.
Typical benefits include, for example:
- Subsidies for dental prostheses such as crowns or bridges
- Cost coverage for implants
- high-quality materials for fillings
- professional dental cleaning
- modern treatment methods
Depending on the plan, between 70% and 100% of costs may be covered.
Information
Why dental supplementary insurance makes sense
Dental treatments are among the most common medical services. At the same time, out-of-pocket costs can be very high. For dental prostheses, several thousand euros can add up quickly.
Dental supplementary insurance ensures you are financially protected and do not have to base treatment decisions on price alone.
Advantages of supplementary insurance:
- significantly lower out-of-pocket costs at the dentist
- high-quality materials and modern treatment methods
- better coverage for dental prostheses
- regular preventive benefits
In the long term, dental supplementary insurance can save considerable costs.
Our services
Which benefits does dental supplementary insurance cover?
Benefits differ by plan. High-quality plans, however, cover many important treatments.
Dental prostheses
Reimbursement for crowns, bridges, inlays and dentures.
Implants
Cost coverage for implants and implant-supported prostheses.
Dental treatment
Treatments such as root canal or periodontal therapy.
Dental prophylaxis
Professional dental cleaning and preventive check-ups.
High-quality materials
Ceramic fillings, composite fillings or modern prosthetic solutions.
Information
How much does dental supplementary insurance cost?
Monthly premiums depend on several factors:
- entry age
- desired scope of benefits
- condition of your teeth
- plan and insurer
Many plans start at just €10–20 per month. More comprehensive plans may cost more but offer significantly higher reimbursements. Comparing plans helps you find insurance that best fits your needs.
Information
Who benefits from dental supplementary insurance?
Dental supplementary insurance can make sense for many people, especially when long-term dental health matters.
It is particularly suitable for:
- statutorily insured persons
- families with children
- people with a higher risk of needing prosthetics
- people who value high-quality dentistry
The earlier you take out a policy, the lower premiums often are.
Good to know
Difference between statutory health insurance and dental supplementary insurance
Statutory health insurance usually pays only a fixed subsidy for dental prostheses based on the so-called standard care tariff. High-quality or modern solutions often must be paid by patients themselves.
Dental supplementary insurance closes this gap and covers a large share of the remaining costs.
This gives insured persons more financial security and more choice in treatment.
Häufige Fragen
Frequently asked questions about dental supplementary insurance
Find the right dental supplementary insurance now
Comparing different plans helps you find the right dental supplementary insurance. Scope of benefits, premium and reimbursements can differ considerably.